Now that we’re making our way through October (before you know it its going to be Christmas) and I’ve officially committed myself to starting a budget. I’m going to recap my September success (and failures).
For being my first attempt at a budget and I started half way through the month. I think I did pretty great! Now that I’ve got a full month ahead of me I think it will be much easier to reach my goals in October than it was in September (since by the time I decided to even start it, I was already half way through my shopping budget!)
I’ve got my Fall Shopping List written out and I’ve got a better idea of what I spend each month and I’ve got a way to track my budget. So October should be a breeze (as long as I dont go crazy at the Gilt Warehouse Sale!).
Since I started mid September on my budget and I made a trip home to Michigan for a death in the family (which caused me to buy some funeral appropriate clothing and spend more on gas/tolls/food over the drive there and back) I definitely went over. Which is ok. But I still spent way less than I normally do each month
Here’s what I budgeted for myself and what I actually spent:
Gas & Transportation:
Actual: $30.00 (although I did have to pay my registration which was $111)
*This includes both clothing and home goods, eventually I will separate it but for now this works.
Budget: $100 but flexible
**Initially I wanted to only spend no more than $75 a month (cutting my actual spending in half), but between going to Michigan, a going away party and a few birthdays, I missed this budget completely. This month will be much better.
**I rarely get my hair and nails done so this budget will be as needed.
Total Budget: $700
So as you can see I clearly went over. But I still think September was a successful month. Considering my average monthly spending tops out at $1381. So I still spent almost $500 less this month than I normally do. Which to me is a HUGE success. Overall for the month I still spent about $400 more than my actual expenses but I also paid more towards my credit card and put a little extra in savings which are always a good thing.
October is going to be a great month. I’ve got a feeling.